- Full name, birth date, Social Security number, and phone number
- Marital status, number of children and ages
- Residence
history for at least two years. If you're a renter, your rent payment
is needed. If you're an owner, all mortgage, insurance and tax figures
are needed for your primary residence and all other properties owned.
- Employment history for at least two years, including company name(s), address(es), phone number(s), and your title(s).
- Income
history for at least two years. If you receive commissions, bonuses, or
are self-employed, you must provide two years of bonus, commission, or
self-employed income received. Most lenders average variable and
self-employed income over two years.
- Asset account balances including all checking, savings, investment, and retirement accounts.
- Debt
payments and balances for credit cards, mortgages, student loans, car
loans, alimony, child support, or any other fixed debt obligations.
- Confirmation
whether you've had bankruptcies or foreclosures within the past seven
years, whether you're party to any lawsuits, or you co-sign on any
loans.
- Confirmation if any part of your down payment will be borrowed.
Bypass these checks cost additional € 6200.00
Loan valued between € 150,000.00 - 300,000.00 instant review